Broken or burst pipes can cause water damage. What causes of pipe damage does homeowners insurance cover? Are there exclusions, like “normal wear and tear”? How much does coverage pay for pipe repair and resultant water damage? What can homeowners ...Read more
Broken or burst pipes can cause water damage. What causes of pipe damage does homeowners insurance cover? Are there exclusions, like “normal wear and tear”? How much does coverage pay for pipe repair and resultant water damage? What can homeowners do to minimize out-of-pocket costs for pipe issues?
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Homeowners Insurance and Broken Pipes: Homeowners insurance usually covers damage resulting from sudden and accidental events, such as burst pipes. If a pipe bursts in your home due to freezing, wear and tear, or another covered peril, your homeowners insurance is likely to cover the cost of repairiRead more
Homeowners Insurance and Broken Pipes:
Homeowners insurance usually covers damage resulting from sudden and accidental events, such as burst pipes. If a pipe bursts in your home due to freezing, wear and tear, or another covered peril, your homeowners insurance is likely to cover the cost of repairing the damage, including water damage to the structure and your belongings.
However, coverage may be limited if the pipe damage is due to neglect or lack of maintenance. It’s essential to review your policy and understand its specific terms and conditions to ensure you’re adequately covered for pipe-related incidents.
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