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Personal Finance Community

Personal finance community for advice on budgeting, saving, investing, or making money. Share your experiences and learn from others to make informed decisions about your money.

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Crystal
Crystalknowledgeable
Asked: August 24, 2023In:

What makes you not to give up in online business ? A lot of people fall back from online business due to frustration. Sometimes your investment turn to what you didn’t expect. Maybe you Wait for a period of years but you didn’t ...Read more

What makes you not to give up in online business ?

A lot of people fall back from online business due to frustration.

Sometimes your investment turn to what you didn’t expect.

Maybe you Wait for a period of years but you didn’t gain anything from your investment.

What makes you not to fall back or stopped online investment.

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cryptocurrencyinvestment
  1. Ahmedo24
    Best Answer
    Ahmedo24

    I can only fall back if the online business is not favourable after several attempts and I have exhausted my stop loses benchmark. In addition, If I discovered that the way the business promised to run its activities is not realistic or not as promised I will fall back. However, I tried as much as IRead more

    I can only fall back if the online business is not favourable after several attempts and I have exhausted my stop loses benchmark. In addition, If I discovered that the way the business promised to run its activities is not realistic or not as promised I will fall back.

    However, I tried as much as I can not to get frustrated with online business because I know that risk is involved and I do set limit to which I can go in an online business. I also analysed every step of success and failure before further decisions.

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bluebird
bluebird
Asked: April 27, 2024In:

Should you prefer paying off debt fist or save money first? Paying of debt is equally important like saving money…..

Should you prefer paying off debt fist or save money first? Paying of debt is equally important like saving money…..

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debtmoneysaving
  1. Augusta
    Augusta Adviser

    Though the two are worth doing but you should do the paying of debts because this one has to do with another person so you need to settle them first to avoid harassment or embarrassment from people of the person you are owing. When you are able to make all your debt payment you would be more settledRead more

    Though the two are worth doing but you should do the paying of debts because this one has to do with another person so you need to settle them first to avoid harassment or embarrassment from people of the person you are owing.

    When you are able to make all your debt payment you would be more settled to start saving. I don’t think it would make any economic sense to be saving money while you are owing and your debtors are after you for payment.

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Allison
Allisonknowledgeable
Asked: August 9, 2023In:

I don’t know why most people prefer dining outside instead of cooking at home, these people I’m talking about are those struggling to survive and save some money. Absolutely, cooking meals at home can save you a significant amount of money ...Read more

I don’t know why most people prefer dining outside instead of cooking at home, these people I’m talking about are those struggling to survive and save some money.

Absolutely, cooking meals at home can save you a significant amount of money compared to dining out at restaurants. You have more control over ingredients, portion sizes, and cooking methods, which can lead to both cost savings and healthier choices.

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cook at homesave money
  1. Mosiur
    Mosiur

    It is absolutely right that we are spending so much money dining outside. Going to different restaurants or hotels, we are wasting our time and spending money. On the other hand if we cook this food at home, that would be so delicious and tasty and cooked in natural environment that is awesome. BesiRead more

    It is absolutely right that we are spending so much money dining outside. Going to different restaurants or hotels, we are wasting our time and spending money. On the other hand if we cook this food at home, that would be so delicious and tasty and cooked in natural environment that is awesome. Besides, we can eat our cooked food to our heart’s content. That will be never found outside at all.

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Basil20
Basil20Beginner
Asked: August 29, 2023In:

As you start earning revenue, allocate a portion of it back into the business. This could be for upgrading equipment, marketing efforts, or improving your online presence.

  • As you start earning revenue, allocate a portion of it back into the business. This could be for upgrading equipment, marketing efforts, or improving your online presence.
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affiliatemoney
  1. Augusta
    Augusta Adviser

    As the two words sounds differently so is their meanings abd functions. Savings is the act of keeping aside money so that it can be used for future purpose especially when it comes to emergencies. You can save your money with banks or any financial institutions Reinvesting on the other hand is aboutRead more

    As the two words sounds differently so is their meanings abd functions. Savings is the act of keeping aside money so that it can be used for future purpose especially when it comes to emergencies. You can save your money with banks or any financial institutions

    Reinvesting on the other hand is about putting money into a business or any a financial transaction that would bring more profit. That’s at the end of the day you would be getting both your capital and profit.

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bluebird
bluebird
Asked: April 27, 2024In:

What percentage of your income should you save each month? Saving some amount each moth is always recommeded.

What percentage of your income should you save each month? Saving some amount each moth is always recommeded.

Read less
investmoneysaving
  1. Augusta
    Augusta Adviser

    I try to keep at least 10% of my income for savings. I know saving money comes with a lot of benefits thars why I tried to always save money no matter how small. So if I can't even keep much I try to keep at least 10% it would help in the long run. So between 10 to 20% of one's income should go to sRead more

    I try to keep at least 10% of my income for savings. I know saving money comes with a lot of benefits thars why I tried to always save money no matter how small. So if I can’t even keep much I try to keep at least 10% it would help in the long run.

    So between 10 to 20% of one’s income should go to savings for emergency and the rainy day’s. Because a day would come that you might just need extra money to run some things.

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Ndfiles
Ndfiles
Asked: April 25, 2024In:

In this part of the world as in Nigeria, we tend to go about with cash. Irrespective of the risks associated with carrying raw cash. It attracts unnecessary buying, There are things we won’t buy but due to the fact ...Read more

  1. In this part of the world as in Nigeria, we tend to go about with cash. Irrespective of the risks associated with carrying raw cash. It attracts unnecessary buying, There are things we won’t buy but due to the fact that we have money at hand we can’t stop. There’s another problem of missing or misplacing it, sometimes when we deep hands in our pockets while removing it some cash falls off and we don’t notice it, most times the people or person around might not be honest enough to draw our attention to it.
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frugalmoneypersonal finance
  1. Mosiur
    Mosiur

    Yes! You are absolutely right. Whenever we are outside for a reason, we feel no hesitation to buy anything from anywhere if we have raw cash in hand. Actually it is our bad habit, you can say. On the other hand you will not feel of buying anything if you are not carrying any money in your pocket. ToRead more

    Yes! You are absolutely right. Whenever we are outside for a reason, we feel no hesitation to buy anything from anywhere if we have raw cash in hand. Actually it is our bad habit, you can say. On the other hand you will not feel of buying anything if you are not carrying any money in your pocket. To speak the truth, it is happening all over the world. We should avoid such a conduct now.

    See less
Mika
MikaExpert
Asked: August 19, 2023In:

remote jobs are getting very popular as you can make money working for companies without walking away form your home. What are the top 5 websites where I can find remote jobs? What are the best platforms for remote workers?

remote jobs are getting very popular as you can make money working for companies without walking away form your home. What are the top 5 websites where I can find remote jobs? What are the best platforms for remote workers?

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make moneyremote jobs
  1. Mosiur
    Mosiur

    There are various types of websites-for example: PTC sites, PTR sites Video sharing sites etc. You can select any type of sites but if you want to earn a little, you can work in ptc sites, if you want to earn a little more, you can work in ptr sites, if you want to earn a large amount of money, youRead more

    There are various types of websites-for example: PTC sites, PTR sites Video sharing sites etc. You can select any type of sites but if you want to earn a little, you can work in ptc sites, if you want to earn a little more, you can work in ptr sites, if you want to earn a large amount of money, you can work on video sharing sites or you can trade taking different types of websites. The sites may be youtube, facebook, instagram, tiktok and daily motion etc. for remote jobs.

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deucher
deucherBeginner
Asked: April 22, 2024In:

I am not familiar with this field because in my country very few people choose this type of accommodation due to the fact that there is simply no place to park such trailers to sleep peacefully. However, I think in ...Read more

I am not familiar with this field because in my country very few people choose this type of accommodation due to the fact that there is simply no place to park such trailers to sleep peacefully. However, I think in countries that are adapted to this, for example in the USA, it would be a good investment, because I know that their rental costs are very high

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houseinvesttrailer
  1. Lens
    Lens Beginner

    It's worth mentioning that trailers offer a more affordable housing for the people and that is why is remain an alternative compared to the traditional homes. This makes them very  appealing to a wide range of potential renters or buyers as well. Personally, I'm also trying to consider a trailer homRead more

    It’s worth mentioning that trailers offer a more affordable housing for the people and that is why is remain an alternative compared to the traditional homes. This makes them very  appealing to a wide range of potential renters or buyers as well. Personally, I’m also trying to consider a trailer home because it’s economical in all ramifications.

     

     

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deucher
deucherBeginner
Asked: April 22, 2024In:

I think everyone who dealt with such people understood how much they earn. When I started renting an apartment, I couldn’t do it without such an agent, because without them they are often deceived and they have to draw up ...Read more

I think everyone who dealt with such people understood how much they earn. When I started renting an apartment, I couldn’t do it without such an agent, because without them they are often deceived and they have to draw up a contract. They asked me for the service how much I pay for one month’s rent, and this despite the fact that they worked for 10 minutes when they printed out the finished statement and we just signed

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agentsestatefees
  1. Lens
    Lens Beginner

    It's worth noting that while real estate commissions may seem to be Very substantial and I understand very well that they are generally part of the industry. The commission structure is designed to align with the interests of the agents and with those of the seller as well because this will incentivRead more

    It’s worth noting that while real estate commissions may seem to be Very substantial and I understand very well that they are generally part of the industry. The commission structure is designed to align with the interests of the agents and with those of the seller as well because this will incentivise them to work diligently and to also achieve a successful sale.

     

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deucher
deucherBeginner
Asked: April 22, 2024In:

I can say that exactly where I live, there are a lot of houses and it’s even outside the city limits, and that’s why a lot of people choose this type of living and selling a house is very easy ...Read more

I can say that exactly where I live, there are a lot of houses and it’s even outside the city limits, and that’s why a lot of people choose this type of living and selling a house is very easy and at almost any price you want, even if it’s higher than the market price, you’ll still find your buyer, but because of this, the rent is quite expensive

Read less
apartmenthousesell
  1. Lens
    Lens Beginner

    Selling real estate may be very challenges and it's certainly not impossible for things to go smoothly without encountering any sort of challenges. Especially using the right strategy and mindset. It's been my experience that diligence and having enough knowledge of the market is essential for achieRead more

    Selling real estate may be very challenges and it’s certainly not impossible for things to go smoothly without encountering any sort of challenges. Especially using the right strategy and mindset. It’s been my experience that diligence and having enough knowledge of the market is essential for achieving success in the real estate investment. communication are keys to overcoming some of the obstacles as well.

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Mike Smith
Mike Smithknowledgeable
Asked: April 16, 2024In:

Apart from knowing the fact that we need to make good use of our time possibly online or offline to make the most out of the internet space, I keep wondering what exactly is the relationship between money and time ...Read more

Apart from knowing the fact that we need to make good use of our time possibly online or offline to make the most out of the internet space, I keep wondering what exactly is the relationship between money and time because there are two distinct factors. Anyone having an idea to this question should please let me know on the comment section?

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making money onlinemoneytime
  1. spencer
    spencer knowledgeable

    Yeah, there's a deep relationship between time and money, because you have to use time to get money, or use money to buy other people's time to work for you, so either ways, you need one for the other, it's important to understand how deep this goes, so that you'll be able to capitalize on it. If yoRead more

    Yeah, there’s a deep relationship between time and money, because you have to use time to get money, or use money to buy other people’s time to work for you, so either ways, you need one for the other, it’s important to understand how deep this goes, so that you’ll be able to capitalize on it.

    If you’re just getting started, you’ll have to sell your time to get money, you’re not meant to spend that money frivolously but save them to a level where they can buy labor for you.

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Crystal
Crystalknowledgeable
Asked: September 7, 2023In:

What’s the best coin to invest this year.? Which coin do you think is the best to invest money now ? I know I have to do my own research, but as member of Advisordia I can get good advice from you.

What’s the best coin to invest this year.?

Which coin do you think is the best to invest money now ?

I know I have to do my own research, but as member of Advisordia I can get good advice from you.

Read less
cryptocurrencyinvestment ideas
  1. Kindly12
    Kindly12 Beginner

    Actually even coin was made to be invested by an investor you need to choosing the best coin to invest it depends on various factors like your risk tolerance, investment goals, and market research. Popular options include Bitcoin, Ethereum, and others with strong fundamentals and potential for growtRead more

    Actually even coin was made to be invested by an investor you need to choosing the best coin to invest it depends on various factors like your risk tolerance, investment goals, and market research. Popular options include Bitcoin, Ethereum, and others with strong fundamentals and potential for growth. It’s essential to do thorough research and consider diversifying your investments.

    See less
Precious
Preciousknowledgeable
Asked: August 19, 2023In:

Selling items online has become increasingly popular in recent years, with platforms like eBay, Amazon, and Etsy making it easy to set up an online store. If you have some items which you don’t need anymore, you can sell them or ...Read more

Selling items online has become increasingly popular in recent years, with platforms like eBay, Amazon, and Etsy making it easy to set up an online store.

If you have some items which you don’t need anymore, you can sell them or you can make products if you have creative mind, This could be anything from handmade crafts to digital products such as eBooks or online courses.

So guys, can we really make money on selling items online?

Read less
make money onlineselling items
  1. Kindly12
    Kindly12 Beginner

    Sure, selling items online are very profitable venture. Actually several people make money through platforms like eBay, Etsy, affiliate marketing, Amazon, and Shopify by selling a wide range of products, from handmade crafts to electronics. Success often depends on factors like product selection, maRead more

    Sure, selling items online are very profitable venture. Actually several people make money through platforms like eBay, Etsy, affiliate marketing, Amazon, and Shopify by selling a wide range of products, from handmade crafts to electronics. Success often depends on factors like product selection, marketing, customer service, and pricing strategy. And if you wish to succeed on online business you need to be active and online always.

    See less

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