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Personal finance community for advice on budgeting, saving, investing, or making money. Share your experiences and learn from others to make informed decisions about your money.
Teaching people online can be a great way to make money. What are the things you can do to make money online teaching? You can create online courses, offer tutoring or coaching sessions, or become a virtual instructor in various ...
In a world of ever-evolving opportunities, side hustles have emerged as a powerful way to supplement your income, achieve financial goals, and explore your passions. Whether you’re looking to pay off debt, save for a dream vacation, or simply have ...
Greetings everyone, I trust that you are all in good health. If any of you are seeking a reliable platform for trading, exchanging, or swapping cryptocurrency coins or tokens, I would highly recommend considering ninja.exchange. One of the standout features ...
What's The Easiest Way to Land Clients
As a business what are you selling. The product you are selling determines who your clients and customers are. Once you can identify your customers and clients, you need to build a strategy to push your products towards your clients and customers. In other words, you need to market your products soRead more
As a business what are you selling. The product you are selling determines who your clients and customers are. Once you can identify your customers and clients, you need to build a strategy to push your products towards your clients and customers. In other words, you need to market your products so that you can reach your potential clients. marketing plays a huge role in generating sales
See lessWhy Most People Don't Stick to Their Budgets?
There are a couple of reasons why people are unable to stick to their budget. One of the common reasons is people are not serious about their budget. They make their budget but they are not serious about following it. Another common reason is they are not making realistic budget. If your budget is nRead more
There are a couple of reasons why people are unable to stick to their budget. One of the common reasons is people are not serious about their budget. They make their budget but they are not serious about following it. Another common reason is they are not making realistic budget. If your budget is not realistic, it will be difficult to follow. Therefore,you need to make a budget that you can follow.
See lessHow To Build a Sustainable Traffic on a Blog?
Sustainable traffic means traffic that is coming to your website on a regular basis. That will happen only when your site has managed to rank high on search engines. The only sustainable traffic source is none other than search engines. You need to do Search Engine Optimization on your site and rankRead more
Sustainable traffic means traffic that is coming to your website on a regular basis. That will happen only when your site has managed to rank high on search engines. The only sustainable traffic source is none other than search engines. You need to do Search Engine Optimization on your site and rank high for high traffic keywords for sustainable traffic.
See lessFixed Salary vs Pay on Commission- Which is better?
With fixed salary you make a guaranteed income and when you have guranted income, you have a higher chance of managing your expenses as well as saving and investing. However, when you are earning commission,there is no guarantee on how much you make, there is even no guarantee that you will actuallyRead more
With fixed salary you make a guaranteed income and when you have guranted income, you have a higher chance of managing your expenses as well as saving and investing. However, when you are earning commission,there is no guarantee on how much you make, there is even no guarantee that you will actually make money. However, if you can make money, you might be able to make more money
See lessDoes a business necessarily need management?
How do you suppose your business to be successful without being managed. Business management is very necessary to run a successful business. The management team not only looks after day to day operation but also on production, distribution, as well as marketing and sales. Business is not a one man sRead more
How do you suppose your business to be successful without being managed. Business management is very necessary to run a successful business. The management team not only looks after day to day operation but also on production, distribution, as well as marketing and sales. Business is not a one man show, it is a team work and you need a team for business management
See lessWhen To Quit Your Job for a Business?
I have seen a lot of people who quit jobs for business failing with their business and then going bankrupt. If you already have a high paying job, you need to think twice before quitting job for business. If you have decided, make sure to have enough money for your business funds and also personal eRead more
I have seen a lot of people who quit jobs for business failing with their business and then going bankrupt. If you already have a high paying job, you need to think twice before quitting job for business. If you have decided, make sure to have enough money for your business funds and also personal expenses as you will not have any income for a long time.
See lessWhere would you prefer to save your money?
I first save money on a normal saving account in banks, after some time when my saving grows, I move my money to high yield saving accounts such as fixed deposit saving account. While choosing fixed deposit account, I choose a bank where I can get maximum interest. I also try to go for longer duratiRead more
I first save money on a normal saving account in banks, after some time when my saving grows, I move my money to high yield saving accounts such as fixed deposit saving account. While choosing fixed deposit account, I choose a bank where I can get maximum interest. I also try to go for longer duration with my fixed deposit tenure for maximum returns
See lessWhat are common scams in loan market
The biggest scam in the loan market are the loan sharks, especially in the 3rd world countries, they know that people are in need of money so they process out loans at a very exorbitant price, and when you mistakenly default on your payments, they'll keep on adding ridiculous interest on the loan. TRead more
The biggest scam in the loan market are the loan sharks, especially in the 3rd world countries, they know that people are in need of money so they process out loans at a very exorbitant price, and when you mistakenly default on your payments, they’ll keep on adding ridiculous interest on the loan.
There’s also other ways they make it hard for people, when you take loan they’ll copy all of the contacts in your phone and call them, telling them you’re a scammer and you run away with company’s funds.
See lessHow the increasing use of mobiles has affected blog traffic
Use of mobile phones has affected blogging in a positive way, a lot of people are mobile now, they don't have to sit on a desk to be able to read your blog, they can read it on the go, in the Taxi, during downtimes etc, every blogger should make sure their blogs are mobile friendly and are compatiblRead more
Use of mobile phones has affected blogging in a positive way, a lot of people are mobile now, they don’t have to sit on a desk to be able to read your blog, they can read it on the go, in the Taxi, during downtimes etc, every blogger should make sure their blogs are mobile friendly and are compatible with every devise, this will make it easier for readers and help gain more traffic.
If you’re using WordPress, there are a lot of plugins that can help you to achieve a mobile friendly blog design on your blog.
See lessHow To Manage Money on a Small Salary?
To manage money on a small salary, create a budget to track income and expenses, prioritize essential needs over wants, and look for ways to cut costs such as cooking at home instead of eating out. It's important to save a portion of each paycheck for emergencies or future goals, and consider additiRead more
To manage money on a small salary, create a budget to track income and expenses, prioritize essential needs over wants, and look for ways to cut costs such as cooking at home instead of eating out. It’s important to save a portion of each paycheck for emergencies or future goals, and consider additional sources of income such as freelance work or part-time jobs to supplement your salary. Stay disciplined with your spending habits, avoid unnecessary debt.
See lessHow to use social media to increase your income?
You can always use social media to increase your income by advertising, place adverts on Facebook, Instagram, twitter, WhatsApp, TikTok and more. Especially when you have large audience willing to listen to you, those that trust you over time, they will do very well in patronize you when you come wiRead more
You can always use social media to increase your income by advertising, place adverts on Facebook, Instagram, twitter, WhatsApp, TikTok and more. Especially when you have large audience willing to listen to you, those that trust you over time, they will do very well in patronize you when you come with a product. Infact when you recommend things to them, they tend to try it.
See lessCan Forex Trading be classified as a Business?
It's a business, it's about buying and selling and that's forex too, or what do you think forex is? When you place a rade, it is like paying for some goods and waiting for it to be delivered safely. And you expect to make gain in return. Just like any other business, you can also make loss while traRead more
It’s a business, it’s about buying and selling and that’s forex too, or what do you think forex is? When you place a rade, it is like paying for some goods and waiting for it to be delivered safely. And you expect to make gain in return. Just like any other business, you can also make loss while trading, infact there is a very high tendency of making loss so you have to be careful on your transactions.
See lessFortunes on penny shares-possible?
Penny stocks are not scamms, they are legit investment. However, sometimes you end up investing in penny stocks that are issued just to scam people. Just like some stocks are scam, some penny stocks are also scam. Just like you can lose money with stock market through short selling, dumping, etc. yoRead more
Penny stocks are not scamms, they are legit investment. However, sometimes you end up investing in penny stocks that are issued just to scam people. Just like some stocks are scam, some penny stocks are also scam. Just like you can lose money with stock market through short selling, dumping, etc. you make losses with penny stocks through these methods. The key is to identify genuine penny stocks.
See lessIs it possible to build wealth thanks to one stock?
It is absolutely possible to build wealth with just one stocks. Let's say you invested in Apple 10 years ago? Wouldn't you have made a lot of money form Apple stocks. You can build wealth with just one stock only when you have invested a lot of money and have invested in a company that grows rapidlyRead more
It is absolutely possible to build wealth with just one stocks. Let’s say you invested in Apple 10 years ago? Wouldn’t you have made a lot of money form Apple stocks. You can build wealth with just one stock only when you have invested a lot of money and have invested in a company that grows rapidly. The main thing to remember is to identify stocks that will grow rapidly
See lessWhat is the fate of the IPO in the near future?
What exactly is an IPO? Well, IPO or initial public offering is the primary shares issued by a company that has been newly listed on stock exchange for public trading. All companies that you see on the stock market started by listing IPO. IPO is a method where the company raises funds for further deRead more
What exactly is an IPO? Well, IPO or initial public offering is the primary shares issued by a company that has been newly listed on stock exchange for public trading. All companies that you see on the stock market started by listing IPO. IPO is a method where the company raises funds for further development of the company. If the company is genuine, you will certainly profit
See less